From click to coverage: A step-by-step guide to buying travel insurance online

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Whether going on a solo journey through the world or going on a family vacation with your loved ones, travel insurance is a necessary investment for all foreign trips. While in the past it might have felt like a chore or an additional expense without benefit not being able to claim it, today travel insurance is a lot more different and beneficial for travellers.

buying travel insurance online

Whether in terms of accessibility, choice, or benefits, buying travel insurance online has never been easier than in 2024. From the availability of dozens of insurers to offering insurance online using intuitive portals, travellers can buy travel insurance online within just a few minutes and with just a few clicks. Here is a step-by-step guide to choosing and purchasing travel insurance from leading providers like Niva Bupa.

Why is travel insurance necessary?

Foreign travel is expensive, and in a world where any misstep can result in financial loss and a negative travel experience, travel insurance has become a necessary investment for most travellers. While it might not appear as a physical object like a helmet to protect you, it acts as a safety net and a fallback option to protect you from the financial impact of travel-related risks. These include medical and non-medical travel-related risks, such as loss of checked-in baggage, trip cancellation, hospitalisation due to medical emergencies, personal accidents, and dozens of others.

However, travel insurance is not just an investment in securing a trip for yourself and your loved ones; it is also a mandatory requirement to visit over 30 countries, including the Schengen Area.

How do you choose the right travel insurance policy?

In 2024, travellers looking to secure their trip with travel insurance will have dozens of choices. Due to varying comprehensiveness, prices, and benefits, choosing the right insurance policy and provider can take time and effort. However, by considering the following factors, travellers can understand their needs and get the right policy for them.

  • Assess your needs and check offerings by leading insurers to determine the type of coverage you need for your trip. For example, when travelling to a country like the USA, opting for a policy with both in-patient and out-patient medical expenses under travel insurance for USA is beneficial.
  • Check the extent of coverage and assess the exclusions to determine the policy’s limitations. Then, plan your trip accordingly or choose a different policy based on non-negotiables.
  • Compare quotes from multiple insurers to get the best coverage for the best price.
  • Read customer reviews to determine the insurer’s reliability and figure out common experiences with the policy.
  • Consider the deductibles, co-pays, and other terms and conditions influencing the policy payout.
  • Look for additional benefits, such as sponsor protection, student study interruption, and pre-existing disease coverage for single trips.

While considering these factors should allow one to derive an answer and get the right policy, it might still be confusing or unnecessary for most people looking to purchase a policy quickly and hassle-free. This is where leading insurance providers like Niva Bupa shine with their simple, convenient, and hassle-free way to buy travel insurance online.

How to buy travel insurance online?

As more and more companies are investing in making online portals that are convenient and intuitive for purchasing travel insurance, it has become quite simple to buy travel insurance online. For example, travellers purchasing a policy from Niva Bupa can do so in just a few clicks within minutes. Here is how you can buy travel insurance for your trip simply and conveniently with Niva Bupa.

  1. Visit the Niva Bupa website and click “Travel Insurance”, or visit this link: https://www.nivabupa.com/travel-insurance.html.
  2. Once on that page, select your type of travel, travel destination, travel dates, and phone number to view plans.
  3. On the next page, fill in the date of birth and select the number of travellers covered in the policy.
  4. Once that is done, select one of three plans Niva Bupa offers, choose the sum insured to cover your policy, and preview the premium charged.
  5. On the next page, fill in the required information, upload the requested documents and purchase the policy.
  6. The policy will then be shared online via email.

Conclusion

Travellers looking to buy travel insurance can make the process as complicated or simple as they want, whether it is comparing different plans, benefits, coverages, and premiums or choosing a reliable insurer and purchasing a policy that covers travellers from dozens of risks and is affordable, simple, and convenient to buy from.

So, whatever you desire, by following the above-given guidelines, you can purchase the right travel insurance online to secure your trip and travel with confidence and peace of mind.

 

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